Taleemi Wazaif Cash Withdrawal Procedure

BISP Taleemi Wazaif Quarterly Instalments have been started from October to December 2024. Those families enrolled in the Taleemi Wazaif Programme and the BISP Kafalat Programme often face challenges withdrawing their payments disbursed by the government through the program to their registered bank accounts.

Many beneficiaries find it difficult to use bank ATMs and resort to withdrawing money from retailers, where charges are high, and they often don’t receive their full payment. Whether you have a Benazir Income Support Programme card or not, you can withdraw your money in both cases.

Note: After the BISP’s new agreement in October 2024 with 6 new Banks, beneficiaries will receive their new payments from these Bank’s campsite in BISP announced tehsil’s.

Receive Taleemi Wazaif Payment by CNIC

Today, we’ll guide you on how to withdraw BISP payments from your bank ATM using your CNIC number. To understand this method, read this article carefully, where we’ve provided a step-by-step procedure along with relevant photos for your convenience. Following this paragraph, we’ll immediately explain the withdrawal process and mention the names of banks.

Although BISP payments can be withdrawn from 6 banks, we’ll explain the method using HBL Bank for your ease, and the same procedure will be followed in other banks as well. So don’t worry; we’ll also provide details of other banks.

How to Withdraw Cash Using Bank ATM?

Step-by-Step procedure

Firstly, the mother of the child whose payment needs to be withdrawn should take her CNIC card to the designated bank ATM (such as HBL Bank). Then, go to a bank registered with the BISP program, where the ATM has a biometric thumb option.

Step 1. See a screen like the one shown in the photo, with 2 options displayed: “Scan Your Thumb,” meaning you place your thumb, and “Insert Your Card,” meaning you insert your ATM card or Benazir card. Place your thumb, and the second option will open.

BISP Taleemi Wazaif ATM Cash Withdrawal Procedure-1

Step 2. Once you place your thumb, the screen will display an option like “Select Language,” and you’ll need to choose Urdu. If you understand English or have someone with you who does, you can also select English.

Step 3. After selecting the language, a “Main Menu” screen will appear, where the top option on the left side will be labeled “BISP.” Press that button and no other because the other options are not relevant to your task.

Step 4. Immediately after that, a column will appear on the screen for entering your CNIC number, and here you need to remember one thing: if the child has a CNIC card, dial that number; if not, then dial the CNIC number of the child’s mother, who is an active beneficiary of BISP.

Step 5. As soon as you enter your CNIC card number, an option to place your thumb again will appear on the ATM screen, which we call biometric. Here, scan your thumb and proceed toward cash withdrawal.

Always remember that when you see a red light lit up on the ATM, understand that this is the option to place your thumb, which is called biometric.

Step 6. When you scan your biometric, you’ll see 4 options like these, among which the top one is “Cash withdrawal,” which you need to select because you’re here to withdraw money.

It’s essential to know that if your biometric verification hasn’t been done in BISP before, this option won’t be available on the ATM. To check your instalment amount visit the 8171 web portal for balance inquiry.

Step 7. If you don’t know how much money you have in your account or if you have any outstanding payments, select the third option, where “Balance Inquiry” is written.

Check your current amount, and there you will see the same Cash Withdrawal button, select that option and you will reach the final step.

Step 8. The Urdu text above means that you can withdraw a minimum of 500 rupees, so you can withdraw any amount, but not less than 500 rupees.

Finally, enter the amount of money you want to withdraw. Just like you want to collect your total amount then enter it in Rs. Colum

BISP-Supported Banks

The program has contracted with six banks in Pakistan, and these banks are working properly in all cities and towns across the country. The bank names are provided as follows: (All branches have ATMs with biometrics)

Habib Bank Limited
Bank Alfalah Limited
HBL Microfinance
Bank of Punjab
Mobilink Microfinance Bank
Telenor Microfinance Bank

Withdraw BISP Money From Retailers

We have heard numerous complaints from BISP beneficiaries who face difficulties when they visit the banks’ ATMs to withdraw their money. The major issues are as follows:

Sometimes the ATMs are out of order
Or they encounter long rows, leaving families wondering how to access their funds on time.
We have a solution to this problem:

Solution

BISP Taleemi Wazaif ATM Cash Withdrawal by Bank Retailer — *Taleemi Wazaif Cash Withdrawal Procedure*

As we listed the bank names before, the BISP has registered certain banks. These banks have also equipped retailers with devices to allow beneficiaries of the Educational Wazaif and Ehsaas Kafalat programs to withdraw money through biometric verification. So, if you face any difficulty withdrawing money from ATMs, you can also conveniently receive your payment from retailers.

How to Get Money if my Fingerprint is Not Working?

BISP Biometric Verification Issues Guide — *Biometric re-verification at the BISP office.*

Many families also face issues with fingerprints not working or being erased, making it impossible for them to verify their biometrics or receive their BISP payment. If you encounter fingerprint issues, the simple and officially required procedure we’ve described is:

Read the procedure:

Visit your nearest BISP office in your district or town, accompanied by a family member who has a valid CNIC card.
The representative there will provide you with a form and assist you in filling it out.
After submitting the form, you’ll receive a notification of application approval on your registered number via 8171.
Once your fingerprint is updated, visit the designated bank’s ATM with the same family member whose fingerprint you updated in your account.
Enter your CNIC at the bank ATM and scan your family member’s updated thumb (biometric) to receive your money.

Conclusion

BISP Taleemi Wazaif’s quarterly instalments from October to December 2024 are now active. Families enrolled in the program often face issues withdrawing payments. If deductions occur, you can file a complaint. You can do this by visiting the BISP tehsil office or calling the toll-free number provided.

Additionally, you can withdraw money from bank ATMs using your CNIC. If your fingerprint isn’t working, you can visit the BISP office for re-verification.